Financing solutions tailored to your pace.
Our platform gives you access to tailor-made loans to meet your specific needs. We simplify the financing process so that you can concentrate on what’s important: your projects. Financing that fits your life. Start your application today.
Who are we ?
Lemons Credit by Reyl & Cie Founded on the values of innovation, transparency and trust, our mission is to simplify access to loans for everyone.
Thanks to our secure and intuitive platform, we provide you with offers tailored to your needs: personal loans, business loans and mortgages. With fast processes, competitive rates and personalised assistance, we make every step clear and stress-free.
Intelligent, tailor-made financing that's accessible to everyone
There are many projects that require rapid and substantial financing. Unfortunately, not everyone can afford them. Our flexible financing service is the ideal solution for you.
With Lemons Credit, you can experience financing tailored to your needs. By choosing Lemons Credit for your online credit needs, you are opting for reliability, security and peace of mind. We are committed to providing financing solutions that meet the highest standards of transparency and data protection in the European Union.
Simulation and Estimate
Simulation tool: Use our online calculator to estimate your monthly payments and compare different loan options.
Customize: Adjust your loan parameters (amount, term, rate) to see the terms that suit you best.
Transparency and flexibility
Clear conditions: No hidden charges, all conditions are clearly displayed.
Online form : Complete an online loan application in just a few minutes with basic information.
Accessibility & Availability
Online service: Access our services at any time, from anywhere.
No appointment necessary: No need to travel or make an appointment, everything is done online.
From idea to action: your financing solution is just a click away.
Got a project in mind? Whether you want to finance a new car, renovate your home or give your business a boost, we have the solution for you. With simplified procedures and a rapid response, your funds are just a click away.
A versatile loan that can be used to finance different types of project.
Amount: €8,000 to €155,000
Term: 6 to 84 months
Use: Various purchases, travel, weddings, medical expenses, etc.
Benefits: No collateral or proof of use required.
For entrepreneurs, tradespeople, or SMEs looking to finance their business.
Amount : Tailored to your needs.
Term: Up to 10 years.
Use: Purchase of equipment, investment, cash flow, business development.
Advantages: Fast process, no heavy guarantees for small amounts.
To finance renovation projects or improve the energy efficiency of your home.
Amount: €8,000 to €155,000
Term: up to 10 years
Use: Insulation, solar panels, kitchen, or bathroom renovation.
Benefits: Sometimes eligible for government grants or subsidies.
To buy, build or renovate a property.
Loan amount: Up to €550,000 or more, depending on valuation.
Term: Up to 30 years.
Purpose: Acquisition of a property, improvement, or extension work.
Advantages: Competitive rates and long-term repayment options.
To finance higher education, tuition fees or student accommodation.
Loan amount: Up to €155,000, depending on the programme.
Term: Repayment deferred or spread over several years after completion of studies.
Benefits: Flexible terms tailored to students.
To consolidate several loans into one with a single monthly payment.
Amount: €10,000 to €5100,000
Term: 12 to 120 months
Use: Consolidate debts to simplify management and reduce monthly repayments.
Benefits: Financial relief and better budget visibility.
To finance the purchase of a new or used vehicle.
Amount: €8,000 to €100,000
Term: 1 to 7 years
Use: Cars, motorbikes, motorhomes or other types of vehicle.
Benefits: Dedicated offer with attractive rates and fast financing.
Current maximum amount : Up to €10,000
Exceptional cases: Up to €15,000 for stable profiles with regular income.
Our terms and conditions
Discover the essential criteria for accessing an online loan with ease. We’ll guide you step by step to ensure that your application is approved quickly. It’s easy to qualify! You need to meet a few key conditions, such as having a regular source of income, residing in the country where the offer is made, and providing simple supporting documents. With us, there’s no stress: transparency and ease are at the heart of our commitments.
1
Minimum and maximum ages
- Minimum age: Usually 18 (or 21 in some cases).
- Maximum age: Varies depending on the lender, often set at 65 or 70 (at the end of the repayment period).
2
Proof of identity
- Provide a valid identity document: identity card, passport or driving licence.
- In some cases, a tax identification number may be required.
3
Regular and stable income
- Proof of stable employment or a regular source of income (employee, self-employed, retired, etc.).
- Self-employed or self-employed people must provide supporting documents such as tax returns.
- Students may be eligible provided they have a parental or guarantor guarantee.
4
Repayment capacity
- The debt ratio (monthly repayments/current loans) must not exceed 30 to 40% of monthly income.
- Lenders assess your financial situation on the basis of pay slips, tax notices or bank statements.
5
Good credit history (in certain cases)
- Have a good credit score or a financial history with no major incidents (no recent payment defaults or bank bans).
- The platforms can consult the central credit file or similar databases to check.
Applying for a loan made easy
First of all, it’s important for borrowers to choose the right type of credit for their application. This way, you avoid being redirected or appearing to be in too much of a hurry or not neat enough. Once you know what type of credit you want, it’s easier to put together your application.
Apply for a loan
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1Decide how much you need
Start by getting pre-approved for a loan, which involves providing the necessary financial information to a lender
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2Prequalify and compare offers
Once you've found a suitable lender, you'll complete a loan application and provide documents such as proof of income
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3Gather the documents and submit the application
We will review your application, check the information provided and assess your creditworthiness
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4Wait for approval and funding
If it is approved, we will provide the loan amount and all the conditions so that the transfer can be made to you
The advantages of obtaining a loan from Lemones Credit
When you choose our platform for your loan, you benefit from a unique and advantageous experience every step of the way. Here’s why we’re your best financial partner:First of all, it’s important for borrowers to choose the right type of credit for their application. This way, you avoid being redirected or appearing to be in too much of a hurry or not neat enough. Once you know what type of credit you want, it’s easier to put together your application.
Apply for a loan
Quick and easy
- 100% online process: Apply in just a few minutes, with no need to travel.
- Fast response: Get immediate pre-approval and fast-track your application.
Competitive rates and transparency
- Attractive interest rates: No hidden charges, everything is clear from the outset.
- No surprises: A clear, comprehensible contract with no unexpected conditions.
Personalised support
- Dedicated advisers: A team available to answer your questions at any time.
- Free simulations: Test different scenarios to find the perfect offer before you commit.
Accessibility
- Simplified eligibility: Accessible to employees, the self-employed, students and retired people.
- No heavy collateral: For most loans, you don't need a mortgage or surety.
International accessibility
- Offers tailored to Europe: We understand the specific features of each country so we can offer you the best.
- Solid partnerships: Working with recognised institutions, we guarantee total reliability.
Security and confidentiality
- Data protection: Compliance with European standards (RGPD).
- Secure payments: All your transactions and personal information are protected.